Financing with Aitkin Motor Co.

Aitkin Motor Co. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Aitkin Motor Co. Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Aitkin Motor Co. can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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The Finance Department at Aitkin Motor Co.

So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does just the word finance bring chills to your spine? Fear not, Minnesota drivers, the Aitkin Motor Co. finance team is ready to help! Our team of in-house finance experts will work with Aitkin drivers to find a cash payment that fits within your unique needs. Here at Aitkin Motor Co., our finance team is well connected to a vast lending network that helps to ensure that Minnesota drivers can land a fair finance deal.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Jumpstart the Auto Financing Process in Aitkin

When you're prepared to make your next move, you can count on our friendly financing experts here at Aitkin Motor Co. to help with all your financing needs and guide you through a smooth, easygoing financing experience. All you need to do is fill out our easy financing application, which you can do right from the comfort of home, and we'll be ready to start crunching numbers to help you get that much closer to owning the F-150, Escape, Explorer, Bronco Sport or Ranger of your dreams.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Aitkin Motor Co.

    108 Second Street N.E.
    Aitkin, MN 56431

    • Sales: (218) 927-2169
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Get in Touch

  • Contact our Sales Department at: (218) 927-2169
  • Monday8am-5:30pm
  • Tuesday8am-5:30pm
  • Wednesday8am-5:30pm
  • Thursday8am-5:30pm
  • Friday8am-5:30pm
  • Saturday8am-2pm
  • SundayClosed